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Post by jackal88 on Dec 11, 2003 17:38:00 GMT -5
Plastic is only good if you can pay it off,lol. I have friends who are knee deep in debt. The only committed bills I have are the mortgage and a few car payments left. I have plastic, but rarely use it until the holidays. For real boys, keep away from the devil.
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Post by Arsenal23 on Dec 11, 2003 19:29:43 GMT -5
yeah, if you dont know what youre doin, you'll have big problems with that shit. i only owe like $500 on my joint, and the only reason i havent paid it yet is cuz i havent gotten the bill yet
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Post by jackal88 on Dec 12, 2003 9:12:37 GMT -5
$500 is safe. I owe around there on mine. I was once $4,000 in debt from credit cards. Of course I paid it off, but I could have used that money for some other shit. One more thing ya'll, always pay your shit on time. My boy is trying to buy a house righ now and he can't. His credit is so bad that none of the banks want to finance his house unless he puts down like 20%. It's like $40 G's. I feel bad for dude, but he never paid his bills and his credit is shot. Never and I repeat never, sign or co-sign for someone else, unless they are family and you want to help them out. That shit will ruin friendships.
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Post by Arsenal23 on Dec 12, 2003 9:23:36 GMT -5
did you take business law too? business law taught me a lot of shit like that, that you shouldnt do. theres all kinds of fucked up loop holes to everything
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Post by jackal88 on Dec 12, 2003 12:41:15 GMT -5
No, I never took business law, but I plan on taking it by next year. It sounds like it lead you in the right direction. Never. never, never sign on anything without reading it and having it looked at by a professional. Never co-sign because you have credit and your friend wants to by a 2004 Suburban,lol.
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Post by Arsenal23 on Dec 12, 2003 12:50:31 GMT -5
LOL, that was one of the best classes ive taken so far. it was actually an interesting class to go to and i actually learned something there.
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Post by jackal88 on Dec 12, 2003 14:42:37 GMT -5
LOL. I like classes like that. I liked my micro and macro economics. I aced both classes, because I actually studied and read the material.
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Post by Arsenal23 on Dec 12, 2003 15:14:12 GMT -5
those classes bored the hell out of me too
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Post by jackal88 on Dec 13, 2003 11:15:18 GMT -5
LOL. It could have been the Professor.
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Post by Arsenal23 on Dec 13, 2003 15:31:36 GMT -5
yeah, both professors were horrible
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Post by jackal88 on Dec 14, 2003 11:38:53 GMT -5
That will do it. If the material is boring and the Professor is a dick, I usally leave class early.
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Post by .Joker. on Dec 15, 2003 10:37:08 GMT -5
not really stunna, you think you are leaving class early but class is already long over, cuz you were sleeping.ZZZZZZZZZZ everyone was long gone.
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Post by SNiPE on Dec 15, 2003 11:30:41 GMT -5
I have pretty good credit to be at my age.I have 2 cars paid off in my name.I have an $80,000 house loan and a $23,000 car along with 2 credit cards and a Sears card.Its all in my name without a co-signer.Once you get credit you have to keep it or life is gonna suck.Thats one thing you have to have in life to live life a little better.With poor credit you cant even hardly get a freaking cell phone.Suks on the real.I just have to keep up with all my payments and im good.
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Post by jackal88 on Dec 15, 2003 13:06:18 GMT -5
At your age, your pretty accomplished. Snipe, you definitely have your head on your shoulders. Good shit, I'm proud of you like you were my own son,lol.
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Post by Arsenal23 on Dec 15, 2003 13:55:48 GMT -5
damn dad...i thought i was the favorite LOL on the real though, i have good credit, but i dont have nearly as much as snipe does, hes big dawg'n!!!
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